%25EF%25BF%25BD%25DA%25A5%25EF%25BF%25BD%25EF%25BF%25BD%25EF%25BF%25BD%25EF%25BF%25BD%25EF%25BF%25BD%25DB%25A5%25D5%25A5%25EF%25BF%25BD%25EF%25BF%25BD%25EF%25BF%25BD%25EF%25BF%25BD%25CA%25A5%25EF%25BF%25BD%25D5%25A5%25EF%25BF%25BD%25EF%25BF%25BD%25F3%25A5%25BF%25A5%25EF%25BF%25BD%25EF%25BF%25BD%25EF%25BF%25BD7 BEFORE CRISIS